Risk Factor

Mounted police officer Billie Mitchell has come back from the memories of war to a place of peace: a job she loves, partners she trusts, and a new home in Tacoma’s rough and neglected Hilltop Area. But when a businessman is murdered and one of her neighbors becomes a suspect, her calm shatters yet again. 

Heiress Merissa Karr has earned her own fortune working in urban renewal. After she witnesses her boss’s murder, she becomes the next likely target, and for once, money can’t buy her out of trouble. She needs to rely on Billie and other Hilltop residents—people who amount to nothing in her social circles—for her very survival.

On pristine polo fields and run-down city blocks, two worlds collide. Can hearts and minds open wide enough for acceptance and friendship to expand into love?

Sergeant Rachel Bryce's determination to uphold the rules at any cost has made her a pariah on the Tacoma police force. When she is put in charge of the new mounted division, dissension in the ranks seems to guarantee the program's failure. Rachel asks an old college acquaintance to help her train the horses and their riders before they make their public debut amid the fireworks and crowds on the Fourth of July.

Callan Lanford doesn't play by the rules. She invents her own. The scion of a polo-playing dynasty, Cal has been riding since before she could walk, and she scores both on and off the field with equal ease. But she isn't prepared for the emotional ride she takes as Rachel forces her to confront her achievement-oriented family's rejection. Cal's attraction to Rachel grows, but both their future together and the future of the mounted unit are uncertain, plagued by "accidents" and threats.

As Rachel and Cal battle a corrupt politician's greed in the face of mounting danger, can their love prevail?

Is it possible to overcome a lifetime of barriers and finally take a chance on love?

Jamie Callahan handles her job as an investment analyst, her distant relationship with her niece, and her romantic liaisons with a cool head and unaffected heart. Until she meets Kate Brown, a woman who threatens to push aside Jamie's protective defenses and uncover the emotions hiding underneath.

Kate has a mask for every occasion. She wears them to please her parents, to move ahead in her career, to fit in the right social circles. She meets with Jamie because she needs funding for an Olympic-caliber horse, but instead she finds someone who sees beyond the image Kate projects and brings out her true desires.

From the boardroom to the show ring in Portland, Oregon, Jamie and Kate routinely face uncertainty and challenge in their careers but never in romance. As their growing attraction threatens to expose vulnerabilities both try to hide, will they decide the stakes are too high or that love is worth the risk?

Competitive barrel racer Lacey Bishop has worked her way from homelessness and poverty to needing only a few points to qualify for the National Rodeo Finals when her only horse suffers a career-ending injury. Without the money to buy a new horse, Lacey has no choice but to trust an offer from Two Rivers Ranch to lease one of their best barrel-racing horses.

Horse trainer Wil Rivers is working hard to get her family’s ranch profitable again after the coronavirus pandemic shut them down for more than a year. Her best chance to save the ranch from foreclosure is a million-dollar-plus offer to buy the one barrel horse that could defeat the mare she’s leased to the bewitching Lacey Bishop.

When Lacey discovers Wil’s plan to sell the Two Rivers “money” horse to her fiercest competitor, she sees their chance for a future together and her chance to qualify for the finals disappearing in the rodeo arena dust.

Asher Evans is living her dreams eight seconds at a time. She’s finally at the top of the rankings and headed for the National Finals Rodeo in Las Vegas, and she owes it all to the man who taught her everything, Silas Wilson.

Reagan Wilson vowed she’d never return to Louisiana. Her father, Silas, had been a world champion rodeo rider until an accident destroyed his career, then killed him. Now she’s interning at a sports clinic in New Orleans, and her first patient is Asher Evans. Seeing her childhood neighbor and teenage crush brings all those painful memories rushing back.

Asher and Reagan are from different worlds, even if they grew up side by side. Reagan doesn’t understand why anyone would risk their life for a title and belt buckle, and Asher doesn’t do safe and predictable. Falling in love makes no sense, but as the spark between them ignites they may have more in common than they think.

Once the first female quarterback of her high school team, Sutton McCoy has since landed her dream job as the offensive coordinator for the new NFL team the Connecticut Cheetahs. When the team recruits established quarterback Grayson Moats to lead them, Sutton’s heart is crushed. Grayson isn’t the problem. Sutton’s fifteen-year crush on his wife, Parker O’Neal, is.

Parker is living a life full of regrets dating all the way back to high school when her parents made her end her relationship with Sutton because there were too many rumors about her, not all of them good. When Grayson accepts the new quarterback position with the Cheetahs, he consults Parker first, knowing the three of them have history. But it’s not like she can tell him the truth, that Sutton still occupies so much of Parker’s head and heart.

Interfering in the personal life of the star quarterback and convincing Parker to walk away from her family were never in Sutton’s game plan. But standing on the sidelines when a second chance at true love comes their way proves all but impossible.